The Five Most Important Things to Do After a Motor Vehicle Accident

A Checklist for Protecting Your Health and Your Rights

In the immediate aftermath of an automobile accident, there can be great confusion and uncertainty as to what you should do. Here are the five most important steps to take when you’ve been hurt in a collision:

  • Step One — Seek treatment for your injuries—Your health and safety are your top priorities after a motor vehicle accident. Don’t try to be a hero and just shake it off. You’ll get the best care, and have the best chance for a full recovery, if you acknowledge that you’ve been hurt and let medical professionals determine the extent of your injuries. If you are unable to move on your own, or if you suffer injuries to your back or neck, stay put and wait for emergency medical technicians. Let them decide if you need to immediately go to the hospital (by ambulance, if necessary).

    If you can move, or if your injuries seem minor, you still should seek immediate medical attention, either at an urgent care facility or with a family practitioner. Ask the doctor to document everything in writing. Be certain to mention anything that’s out of the ordinary. Don’t focus on the obvious (a broken leg) but neglect to tell the doctor about the stiffness in your back or neck.

  • Step Two — Get information from the at-fault driver—You’ll need the name, address, phone number, e-mail address, or other contact information for any other motorists involved in the accident. You also should ask for the name of their auto insurance provider.
  • Step Three — Identify all potential witnesses and gather contact information from them—That includes anyone who was riding with you, passengers in other cars, and bystanders. Your attorney will need to contact them to get a statement or take a deposition.
  • Step Four — Get pictures of everything—Photograph vehicle damage, the injuries you sustained, weather conditions, skid marks, and roadway conditions. You don’t need a fancy camera—the camera on your phone will suffice.
  • Get Step Five — Contact the experienced personal injury lawyers Bailey & Galyen—The sooner you retain legal counsel, the less risk there is that evidence will be lost or witnesses will disappear.

If you are unable to move, ask someone else to gather all necessary contact information and take pictures.

Uninsured & Underinsured Motorist Coverages

Hello, my name is James Bridge. I’m with the attorneys’ office of Bailey & Galyen. I’v been a personal injury attorney for 22 years. I would like to discuss with you, the difference between uninsured motorist and undersinsured motorist coverages.

Uninsured coverages are if you’re hit by someone who does not have liability coverages. This coverage allows you to collect for your lost wages, your medical damages, and any pain & suffering that you might incur as a result of someone else’s negligence.

Underinsured coverages are if you are hit by someone who doesn’t have enough coverages to cover you for your damages, and therefore you have to go to your own policy to recover for those same damages that that person caused.

There’s always been a question of people saying “Do I need to have UIM coverages?”. That includes underinsured and uninsured coverages. Yes, you do. The reason for that, is very obvious. If you’re hit by somebody that is not covered by insurance, you wanna have and make sure that you have coverages on your own automobile policy, to cover you for your damages. If you are hit by somebody that does not have enough insurance, you want to make sure that you have UIM coverages to make sure that you are taken care of for your bodily injury and any out-of-pocket expenses and lost wages and pain and suffering.

The cost is very negligible compared to what it will cost you if you do not have those coverages. For example, if you’re hit by somebody that has no insurance and you don’t have UIM coverages, then you basically have no recovery. There’s no way to recover from that person, or from the insurance company, or from your own insurance company for your damages.

So, I encourage you to go out and purchase that additional coverage, it does not cost that much more than your typical liability coverages because it is very rarely used. You wanna make sure that you’re protected and protect your family.

So if you’re ever involved in a motor vehicle accident and you have some questions about if you have UIM coverages, I encourage you to call Bailey & Galyen. Ask for myself or any other qualified, experienced personal injury attorneys in our firm. We’ll be happy to help you and guide you through the process to make sure that you recover all the damages that you are entitled to, including pain and suffering.

Extent of Injury

 
Hi my name’s Kim Wyatt, I’m the Managing Attorney of Bailey & Galyen’s Workers’ Comp Department.

You may be experiencing issues with what your injury is. The insurance adjuster may be labeling it as very minor, when you and your doctor think it’s way more severe than that. This is called extent of injury. What body parts are part of your injury? For example, the insurance might have accepted a contusion which is a bruise or a sprain/strain.

Your doctor, after having MRI or further testing has indicated that you have disc involvement in your lumbar or cervical areas. That is more severe of a condition. The insurance most typically will deny that, dispute it, and you will need to take it to a hearing in order to win those body parts. It is not a simple common sense approach as to what your injuries are. The insurance company generally tries to accept just the minimum injuries possible and you have to fight your way to get the more severe conditions.

Give us a call today for a free initial phone evaluation of your case so that we can see how we might be able to help you.

Stephen C. Maxwell: Personal Injury Overview

I’m Steve Maxwell, I’m a Board Certified Personal Injury Trial Law Specialist with the Bailey & Galyen Law Firm. My office is in Downtown Fort Worth at the Summit Office.

I have been practicing law for more than 40 years, and I have been Board Certified in my specialty area of Personal Injury Trial Law for more than 35 years.

Over the last several years I have concentrated my practice on major personal injury cases, specifically including trucking, wrongful death, and serious injury cases.If you’ve been involved in a bad truck wreck, you know how this can so dramatically and drastically impact your life. So if I can be of any help, if something like that happens to you, don’t hesitate to give me a call.

Workers’ Compensation: Benefit Review Conferences

Hi my name is Kim Wyatt, Managing Attorney of Bailey & Galyen’s Workers’ Comp Department.

Do you have your first benefit review conference scheduled? Also called a BRC. This is an informal meeting that takes place in an office setting and usually the insurance companies representative shows up and you show up. You need to either have an ombudsman assist you or hire an attorney to assist you.

It’s a very informal proceeding, you usually have about 2 of these before you have to be scheduled for a contested case hearing assuming that your issues don’t get resolved.

Give us a call today for a free initial phone evaluation of your case so that we can see how we might be able to help you.

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